Loans
Apply from your portal in minutes. A decision on personal and auto loans usually comes back the same day — mortgages take longer because the property does too.
New or used, up to 72 months.
Fixed or adjustable, 15–30 year terms.
No collateral required, 12–60 months.
Renovation financing tied to your home's equity.
Tuition financing for undergraduate and graduate study.
Revolving credit for business owners, sized to deposits.
Personal and auto loans run through an automated check first — most applicants see a decision within minutes, with a small share routed to a human underwriter for a closer look. Mortgages always go to a person: property appraisal, title search, and income verification take, on average, 21 days from application to closing.
Income, existing debt, and how long you've banked with us matter more than a single credit score cutoff. An existing Rolamb customer in good standing gets a faster path than a first-time applicant with an identical file.